Buying vs. Leasing - (406) 224-9514

- Full ownership:  If you finance your purchase with a loan, your monthly payments will be determined by the vehicle price, the interest rate on the loan, and the length of the loan. When you make the final payment, you'll own your car outright.

- No limit on mileage: When you buy a car, there is no limit on how many miles you can drive within a year. However, with a lease you are limited on how many miles you can drive.

- Less worry about dents, dings and wear and tear: When you own your vehicle, it is your property you can pretty much do what you want to it.

- Flexibility to customize your vehicle:  Many owners prefer their vehicles a little more upgraded than the stock configuration.  If you prefer an aftermarket stereo system, upgraded tires, grille guard, or something more custom, than buying over leasing is your best option.

-If you use your vehicle for your business and have to up fit your vehicle with special equipment then buying will be a better option.

 

- Smaller (or no) down payment: Most lease options allow you to get into a vehicle with less down payment and a smaller monthly payment. This can allow you to get a nicer car than you could get if you were purchasing or allow you to have a lesser payment making it more affordable for you.

- Less repair worries: Most leases are structured for 24-36 months which means the car warranty covers most repair issues that might come up. So you won't have to worry about any out of pocket repairs during that time.

- You only pay for what you use: It's like buying a pizza and only paying for what you eat and leaving the balance at the restaurant. When you lease a vehicle, you're only paying for the portion of the vehicle you use over the course of the lease. And because you're not making payments based on the entire value of the car, your monthly payments will be lower.

- No long-term commitment: most leases are for 24-36 months so you will not be forced into a 60, 72, or even 84 month payment plan to get the payment you want.

- Make the best business decision: When leasing a vehicle you have the flexibility to lock in the purchase price of the vehicle upfront. When you get near the end of the lease you can research the value of the car. If it's higher than the locked in price, you can buy it at a great price. If the value of the car is less than the locked in price then you can decide to give it back to the dealer. Because why would you pay more than what it is worth?